If you're planning for retirement, you want to understand your total income during your non-working years. The good news is, it can be as easy as taking a snapshot with a 12-point checklist, and this brief video. Many Canadians are familiar with potential government incomes, pensions or RRSPs, but did you know there are up to 12 potential income sources that could support your retirement lifestyle? In this video, we walk you through the key income streams available to retirees and help you identify which ones could apply to your situation. Whether you’re just getting started or reviewing your current plan, this video gives you clarity so that you can develop an accurate picture of your financial situation in the future. Be sure to also download your simple checklist that maps out all 12 income sources—from government benefits and investment accounts to real estate, insurance, and part-time work. Use your checklist to organize discussions with your advisor or your partner, so you can make proactive decisions about your future wealth. James Whitehouse, Senior Wealth Advisor and Fernando Ponce, Wealth Advisor at National Bank Financial break it all down in clear, simple terms: Key categories of retirement income sources, explained How and when to access CPP, OAS, and GIS Understanding registered vs. non-registered investment accounts What to consider when selling a business or home How to factor in part-time income, rental properties, or insurance Don’t leave money on the table. The more income sources you understand, the better prepared you’ll be to enjoy the retirement you’ve worked so hard for. 📄 Download our free checklist: “12 Income Sources in Retirement”

So, how much money do you need to retire comfortably in Canada? Is it $1 million? $2 million? It is one of the most searched questions in the country on the topic of retirement, and one of the most misleading. The truth is, there is no magic number. The honest answer starts with a more personal and practical question: How much are you spending now?

You’re ready to retire, but what do you do with your business? This video walks you through some of the biggest decisions you will face before retiring out of your business: Do you sell your business or pass it on to the next generation? Jim Whitehouse and Fernando Ponce from Whitehouse Retirement Wealth Group at National Bank Financial Wealth Management explain your answers. 📈 What You’ll Learn: Preparing to Sell: How to get your business properly valued, attract the right buyers, and manage tax implications. Passing It On: Tips for training your children, setting up a seamless transition, and protecting your retirement income. Rally your Experts: Who do you need on your team? Start working with financial, tax, and legal advisors to make informed choices. 💡 Key Takeaway: Retiring with a business to sell doesn’t have to be overwhelming. With the right planning, you can secure a comfortable future for yourself and your family while ensuring your business thrives. Jim Whitehouse is a senior wealth advisor with decades of experience in helping Canadian investors, including business owners, achieve their retirement goals.  Fernando Ponce is an associate wealth advisor dedicated to simplifying wealth management and guiding families through critical financial transitions. Download our free guide: “The 8 Steps to Retiring Out of Your Business,” for detailed insights and strategies to make your transition smooth.

The surprising reasons investors leave advisors Do you sometimes feel like breaking up with your financial advisor? Are returns less than expected? Feeling unheard? Talked down to with tedious jargon? Or do the fees seem high? No matter what drives it, find out the surprising reasons behind investors’ decisions to leave their financial advisors. In this video, Wealth Advisors James Whitehouse and Fernando Ponce of Whitehouse Retirement Wealth Group in Calgary, Alberta, Canada, discuss the top reasons clients leave their financial advisors and what you should expect from a good advisor-client relationship. Can you get things back on track? Or should you end the relationship and move on? We’ll explore: What should you expect from your advisor? What are the 2 biggest reasons clients switch advisors (hint: it’s not just about returns). What you should look for in a financial advisor to ensure they understand and meet your needs. How do you build a relationship with your advisor beyond just dollars and cents? Don’t settle for less when it comes to managing your wealth. Whether you’re frustrated with your current advisor or want to know what to expect from the best in the industry, this video will guide you through the essentials of a healthy advisor-client relationship. Subscribe for more financial advice and wealth management tips

How to Secure a Comfortable Retirement in Canada Planning for retirement is one of the most significant financial journeys you'll take, but it can feel overwhelming without the right guidance. From deciding how much money you'll need to retire comfortably to choosing the best age to leave the workforce, careful planning is essential to achieving financial freedom. This guide explores key topics like creating a retirement budget , managing taxes efficiently, and building a steady income stream that can withstand inflation. You'll also find insights on whether downsizing or relocating is right for you, and how to avoid common pitfalls like overspending or retiring with debt. Retirement isn’t just about numbers—it’s about achieving peace of mind and a lifestyle you enjoy. Whether you’re early in your saving strategy or nearing the golden years, this resource provides actionable advice tailored to the unique challenges Canadians face. Explore strategies to protect your savings from inflation, the psychology behind retirement decisions, and tips to ensure your golden years are financially secure and personally fulfilling

Do you know how much money you really need to retire? In this video, we break down the myths, share real-life examples, and give you a clear retirement reality check to help you plan confidently. James Whitehouse and Fernando Ponce from Whitehouse Retirement Wealth Group in Calgary, Alberta, Canada answer these questions, in-easy to-understand terms: Is there a “typical retirement"? What do retirees say about time, family, and health. What if your retirement savings fall short? What is a realistic retirement? 3 case studies show different retirement paths and how much each family needs to live comfortably. Whether you're dreaming of exotic vacations after your working years, or focusing on a simpler lifestyle, this guide helps you understand the financial reality of retirement. Learn how to stretch your savings and avoid outliving your money.

Without an estate plan, your financial assets and wishes could become lost, hung up, or disputed, causing unnecessary delays. But estate planning doesn’t have to be complicated. In this video, we break down the Estate Planning Process into simple steps that most can follow. Whether you’ve just started thinking about estate planning or it seems daunting, this guide will help you understand the key parts to organize it easily. You’ll also learn how some basic office supplies and a few key documents cover most clients’ scenarios. Are you the exception with a more complex situation where a do-it-yourself solution isn’t adequate? Either way, you can decide with a free estate planning checklist designed to help you get started on protecting your family's future. James Whitehouse, Senior Wealth Advisor at National Bank Financial, and Fernando Ponce walk you through: 4 estate planning options, from DIY to when is it necessary to hire professional services. What are the key documents you need to include in your estate plan? How do you get started on your own? (Hint: Grab our free checklist.) When is it time to seek specialized legal advice. You’ve worked hard to build your wealth. Don't make the mistake of waiting too long to create your estate plan—starting is easy, and the rest will fall into place with a bit of time and effort. 📄 Download our free Estate Planning Checklist

Are you one of the many people without a will? In this video, Jim Whitehouse and Fernando Ponce from Whitehouse Retirement Wealth Group at National Bank Financial Wealth Management explain why having a will is crucial to protecting your wealth. Take away four key insights to protect your family from costly hassles, including a cautionary tale about one family who faced the problem of a missing will. As financial advisors with over 35 years of experience, we’ve seen firsthand how a lack of planning can lead to frozen assets, legal battles, and government intervention. But it doesn’t have to be that way. Get answers to these questions: Are you too young for a will? Do you have enough assets for a will? What happens to an estate without a will? How to avoid the lengthy, complicated process. What is the cost of creating a legal will? Are you protecting your estate from costly mistakes and holding the right legal documents? Is your will accessible to the people who need it most? Who should get a copy? Don't leave your family with uncertainty. A simple will can save them from a costly ordeal. We’ll show you how to get started.